Payments

Crypto in, credit out. Nothing in between.

There is no card processor in this path, which is the point: no merchant account can freeze your ability to send while somebody reviews you, and no bank statement ties an account to a name. You send coin to an address, credit appears, you spend it at the published rates.

8 ways to pay
$40 minimum top-up
≈ 2,919 messages for that minimum
0 cards, banks or invoices

Accepted

7 currencies, 8 ways to send them.

Tether appears twice because it is a different asset on each chain — the fee and the confirmation time have nothing in common, and sending one to the other's address loses the money. Pick the row, not the ticker.

USDT TRC-20

Tether · TRON network

Stable value, and the cheapest fees of the eight.

USDT ERC-20

Tether · Ethereum network

Stable value. Ethereum fees move with network load.

BTC

Bitcoin

Most widely held. Confirmation follows the mempool.

XMR

Monero

Private by default — no public transaction graph.

TRX

TRON

Very low fees, confirms in seconds.

SOL

Solana

Confirms in seconds.

ETH

Ethereum

Fees move with network load.

LTC

Litecoin

Bitcoin-like with shorter blocks.

Anything outside this list is refused by the payment network rather than by us, so sending an unlisted asset to an address here does not become credit and cannot be returned.

How credit works

What happens between sending coin and sending SMS.

A deposit is a short-lived invoice: one address, one exact amount, one 30-minute window. These are the states it can be in, and every one of them is visible on the page while it is happening.

  1. 1

    You pick an amount and a coin

    Minimum $40. We quote an exact amount in that coin, valid for 30 minutes, plus a fresh address and a QR code. The odd-looking decimals in the amount are deliberate — they are how your payment is attributed to your account and nobody else's.

  2. 2

    Awaiting payment

    The address is watched for the 30 minutes on the countdown. Send the exact amount from any wallet — there is no “memo” to forget except on the chains that require one, and where one is required the page says so in the same box as the address.

  3. 3

    Underpaid, if it does not add up

    Sending less than quoted is not a failure and nothing is lost. The address stays open and the page switches to showing what arrived and what is still owed — the copy field becomes the remainder, not the original total. Send the difference to the same address.

  4. 4

    Confirming

    The transaction is on the chain and we are waiting for it to settle. Tether on TRON and Litecoin are usually the quickest; Bitcoin follows the mempool and can take a while when fees spike. Nothing is held for a compliance review, because there is no compliance review.

  5. 5

    Credited

    The balance moves and a line appears in your ledger. Credit does not expire, is not a subscription, and is spent per segment at the rate on the rate card.

Paying after the window closes

An expired invoice stops being watched, so a late transaction does not credit on its own. It is not gone — contact support with the transaction hash and it gets reconciled by hand. Open a new deposit for anything you want to send in the meantime.

The floor

$40 is not a plan. It is the network's own minimum.

Below it the payment network refuses to open a crypto invoice at all, so offering $10 here would produce a rejected payment and a confused customer rather than a smaller top-up. It is also, at the rates on this site, roughly 2,919 messages to the UK — which is more than enough to prove the routes before committing volume.

See what each pack carries
$40
minimum, once — not monthly
  • No setup fee
  • No subscription and no seat
  • No minimum monthly spend
  • Credit never expires

Plainly

Two things this model cannot do.

Both follow directly from having no bank account and no identity on file. They are the cost of the rest of it, and it is better to read them here than to discover them later.

01

Credit is not refundable to a wallet

There is no payment instrument on file to reverse, and sending coin back to an address we merely saw a payment arrive from is not a refund — it is a guess about who owns it. Fund what you intend to spend, and scale from evidence rather than pre-paying a year.

02

Losing the token loses the balance

We hold a hash of your token, not the token — which is exactly what stops anyone, us included, from reading your account out of our database. The trade is that there is no reset link and no support route back in. Put it in a password manager the moment it is generated.

Fund an account in about four minutes.

Token, top-up, first message. Nothing to approve and nobody to call.

Questions about money

Create your account

One button. Your browser generates a 160-bit token, and that token is the account. There is nothing else to fill in and nobody to wait for.

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